The best thing to do in planning for a natural disaster is to make sure that your whole family has a plan. Have a place where they can go to be safe. In a case of a tornado a cellar or a root cellar is best. For cases where the disaster is a fire a place should be chosen where the family can meet and then evacuate to get away from the fire. No matter what the disaster that may strike your area, make sure that your whole family is equipped to stay safe and survive. After formulating a plan on where you will meet and how you will survive, there are also some basic needs that should be stored prior to the occurrence of the disaster. Make sure that first and foremost one has basic medical needs planned for. If there is someone that needs to take medications regularly, liberty mutual discounts, make sure these are found in your first aid kit. One will also need some of the basics of band aids, gauze pads, rubbing alcohol and the such. Food is also something that will need to be planned for. It is wise to have at least a three day supply of non perishable items available in case food sources are cut off.
A hurricane can create an enormously panic inducing situation for adults. Imagine how scary and dangerous one can be for children. Adults that live in a geographic area prone to hurricanes may invest significant time learning how to stay safe when such a weather emergency arises. The ability to keep yourself safe will not be enough when you have children. You will have to care for their safety and well being.
Preparedness will be critical to ensuring their safety. Adults must inform children not to panic during a hurricane and head to a safe place. This may entail remaining (more…)
Natural disasters can happen anywhere in the world. You don’t have to live close to the coast to experience flooding and other damage to your home. Severe thunderstorms and torrential rains cause millions of dollars of damage to homes each year. Flooding is a concern when a weather system gets stuck over one area and dumps a lot of rain. Flooding occurs when the ground can’t absorb the water fast enough.
Though you might be feeling a bit shocked after a disaster, you’ll find that it is in your best interests to take action fast. If your home or property has been damaged after a disaster, you’ll find that it is best to call your insurance provider as soon as you can. Start by calling them to alert them to your claim; they can give you further instructions as well.
The next thing to do is to document and assess. Take pictures of the damage before you touch it, and make sure that you list anything that might be damaged or missing. Remember that you should always make it a point to prevent any further damage from occurring. If there is a hole on your roof, stretch a tarp over it. Things like this can help you prevent things from getting worse before you get the inspection.
Remember that you do not have to live on the premises if they are dangerous. Make your family’s safety as a priority, and be firm about this. Tell the insurance assessors about the condition of your home, and speak with them about your accommodations. Depending on your policy, this might also be something that you need to fix.
For the most part, remember that people with greater degrees of damage are usually assessed first; it is not necessarily on a first-come, first-served basis. This is something that can make a huge difference to your situation, so you may realize that you have to be patient. However, this does not mean that you need to deal with being forgotten. Call regularly for updates as you feel appropriate.
After a disaster, it is important to get your insurance company into the situation. Be diligent, and keep track of any money you spend for reimbursement at a later date.
Post provided by homeinsurance-rates.com, a website offering insurance company information such as quote information for companies like ASI insurance.
The after math of a disaster has a far-reaching impact. From tainted and diseased water supplies to lack of electricity, the recovery period in these areas can take many months to several years and much more for people to recover. Depending on the type and how large the disaster is, many countries will come together to help with the after math, both physically and financially, Typically, one of the first things that most of the people involved need is fresh (more…)
The month of June usually begins Hurricane season in the coastal areas. Hurricanes can stay out on the coast and can spread inland to do wide spread damages to coastal areas. What people do not understand is that hurricanes can also do a lot of damage to inland towns and states as well. Cleaning up after a hurricane has come through can be a community wide effort. Families may need trees removed, debris removed, food, and shelter provided so that they can begin to pull their lives (more…)
During a disaster, natural or unnatural, communities and individuals may need help starting over. People can lose everything or many things during a natural disaster, loss of job, or loss of family.
When disasters strike and it is time to rebuild, communities pull together and help each other. Rebuilding is not easy but rebuilding with help can be easier. People that are rebuilding their home may need food and water to sustain them while working. If a home is without power, they may need a place to shower or rest. Neighbors in America are great about helping each (more…)
The National Weather Center issues a hurricane or tornado warning for your hometown. How do you handle this news? Do you begin packing up your whole house to move? Do you remain there and take your chances? What do you do after the shock of the damages from a natural disaster?
Rebuilding is the first thing people think about after a natural disaster such as Hurricane Katrina or Hurricane Hugo comes through and demolish your property. Some people have the resources to (more…)
The best thing to do in planning for a natural disaster is to make sure that your whole family has a plan. Have a place where they can go to be safe. In a case of a tornado a cellar or a root cellar is best. For cases where the disaster is a fire a place should be chosen where the family can meet and then evacuate to get away from the fire. No matter what the disaster that may strike your area, make sure that your whole (more…)