Though you might be feeling a bit shocked after a disaster, you’ll find that it is in your best interests to take action fast. If your home or property has been damaged after a disaster, you’ll find that it is best to call your insurance provider as soon as you can. Start by calling them to alert them to your claim; they can give you further instructions as well.
The next thing to do is to document and assess. Take pictures of the damage before you touch it, and make sure that you list anything that might be damaged or missing. Remember that you should always make it a point to prevent any further damage from occurring. If there is a hole on your roof, stretch a tarp over it. Things like this can help you prevent things from getting worse before you get the inspection.
Remember that you do not have to live on the premises if they are dangerous. Make your family’s safety as a priority, and be firm about this. Tell the insurance assessors about the condition of your home, and speak with them about your accommodations. Depending on your policy, this might also be something that you need to fix.
For the most part, remember that people with greater degrees of damage are usually assessed first; it is not necessarily on a first-come, first-served basis. This is something that can make a huge difference to your situation, so you may realize that you have to be patient. However, this does not mean that you need to deal with being forgotten. Call regularly for updates as you feel appropriate.
After a disaster, it is important to get your insurance company into the situation. Be diligent, and keep track of any money you spend for reimbursement at a later date.
Post provided by homeinsurance-rates.com, a website offering insurance company information such as quote information for companies like ASI insurance.